bunq easyGreen: The credit card that plants trees!

I'm sure you've heard of the neobanks before. These are online banks that are transforming the banking sector with their simple but comprehensive offering that can be managed from a smartphone. Today I decided to tell you about bunq and more specifically about bunq easyGreen. This card promises to fight deforestation by planting trees when you spend money.

As long as you consume responsibly, I find the idea very interesting. Deforestation is both a cause and a consequence of climate change! Notably because of human activities, including forest degradation.

That's why I plant trees, doing my research on the internet with Ecosia. Through associations such as Reforest’Action. Or simply when I pay for my purchases using bunq SuperGreen, I'll tell you how.

deforestation plant trees with bunq green card

Planting trees with your bank: how does it work?

With bunq easyGreen it's pretty simple. All you have to do is pay for your purchases with your credit card. Then bunq in combination with Eden Reforestation Projects takes care of everything.

For every 100€ spent with your card, a tree is planted. So you do your shopping, one tree. You go to a restaurant, one more tree. You go on a trip, a forest is planted!

Since 2005, Eden Reforestation Projects has already planted more than 265,000,000 trees on 82 different sites! Notably in Madagascar, Nepal, Haiti, Indonesia, Mozambique and Kenya.

Learn more about bunq easyGreen

bunq Metal Card is a metal Mastercard credit card that works exactly like a debit card. This means that every payment is immediately deducted from your card balance.

bunq easyGreen costs €16,99/month. To top it up, it's free up to €500. Above this amount bunq charges 0.5% when you top up with an EU card, or 2.5% when you use a card outside the Eurozone. It is possible to use any Visa or Mastercard to top up your bunq Metal Card. You can also use Apple or Google Pay.

Thanks to the ZeroFX feature, payments in a currency other than Euro are subject to Mastercard exchange rates, so you never pay additional exchange fees.

You can also withdraw money from ATMs around the world, 10 times for free. Each additional withdrawal is then charged €0.99.

bunq : prices and comparison

The Metal Card can be accompanied by a subscription to the other bunq plans, namely :

  • bunq easyGreen Personal
  • bunq easyMoney Personal
  • bunq easyTravel

We take stock with a comparative table of the 3 subscription plans available at bunq :

Account

bunq easyGreen Personal

bunq easyMoney Personal

bunq easyTravel

Account fees

€16,99/month

€7,99/month

Free

Sending / Receiving payments

Free

Free

Free

Sending Transferwise payment

Real exchange rate through partnership with TransferWise

Real exchange rate through partnership with TransferWise

not available

Pay by direct debit

Free

Free

not available

Card payment(no €)

Mastercard exchange rate

Mastercard exchange rate

Mastercard exchange rate

Withdrawal(€)

10 withdrawals/month included, then €0,99/withdrawal

10 withdrawals/month included, then €0,99/withdrawal

€0,99/withdrawal

Withdrawal(no €)

Mastercard exchange rate (10 withdrawals/month included, then €0,99/withdrawal)

Mastercard exchange rate (10 withdrawals/month included, then €0,99/withdrawal)

Mastercard exchange rate +  €0,99/withdrawal

Neobanks : comparing free offers

Just like other FinTech banks, such as Revolut, N26 or the new TreeCard by Ecosia. bunq also offers its free card, the bunq easyTravel, which, among other things, allows you to :

  • Send and receive payment requests via the mobile app or SMS
  • Withdrawing money from ATMs around the world
  • Pay abroad at no cost

We take stock with a comparative table of the 3 free plans :

Account

N26

Revolut

bunq

Account maintenance fees

€0

€0

€0

Card fee

€0

€0

€9,99 at opening

Type of card

systematic authorization card

systematic authorization card

credit card

Euro Zone Payments

€0

€0

€0

Payments outside the Euro zone

€0

Free up to €200, then 2%.

€0

ATM Withdrawal Cost

5 free withdrawals, then 2€/withdrawal

Free up to €200, then 2%.

€0,99/withdrawal

Withdrawals outside the Euro Zone

1.7% of amount withdrawn

Free up to €200, then 2%.

€0,99/withdrawal

My opinion about bunq easyGreen

To begin with, what I particularly like is that unlike other neobanks, bunq has a banking license. This way the money you deposit in your accounts is protected by the Dutch deposit guarantee system up to €100,000.

Then, thanks to bunq MassInterest it is also possible to benefit from an interest rate of 0.27% on all accounts. This interest is paid monthly.

Finally, it is very easy to open an account in 5 minutes from your smartphone. No paperwork, no waiting and no visits to the branch. But what I like most of all is being able to help fight deforestation and plant trees thanks to bunq easyGreen and the money I spend.